Protect Your Income with AVN Group’s Income Protection Insurance
Why Choose Income Protection Insurance?
When any hears about Income protection insurance for the very first time, s/he limits it to earning money protection only. But the reality is so much more than that – it’s the insurance that pays you!
Let us tell you a fact, almost in every country across the world, over 10% of the population are unable to work for more than 4 weeks every year through ill health.
An illness that you never saw coming can leave you out of work for several months, or even years. Meaning that no more steady pay to put food on the table, pay the mortgage or utility bills, buying clothes and toys for your children.
At AVN Group, we ensure that we offer a policy that reimburses you 80% of your monthly earnings if you cannot work. Our income protection insurance services encompass flexible and broad plans with people like you in mind and can accompany you until retirement if the need arises, leaving no forced options.
Why Should You Choose AVN Group for Income Protection?
At AVN Group, our income protection insurance offers several great unique benefits to make sure your financial needs are met and your lifestyle remains secure when you need it the most:
- Reliable Monthly Payouts: We offer you a stable monthly payout so you can continue to receive support even if your recovery period will be stretching to weeks, months, or years.
- Tax-Free Income: AVN Group’s Income Protection Insurance offers tax-free payouts so that you can concentrate on what matters the most to you - recovering without the addition of losing your income to anything.
- Customizable Coverage Periods: Choose from options including temporary policies covering you for just a few years and policies that help you right up until retirement age as necessary.
- Quick & Simple Claims Process: We provide a very efficient and user-friendly claims process for financial support that is expected to be prompt.
- No Limit on Claims: Many circumstances can turn up in life; that is why our policy provides all the rights to file claims as much as you need during a specific period, provided the policy is still valid.
AVN Group’s Income Protection Insurance Process
AVN Group’s Income Protection Insurance Cover adapts to your needs and realities, meaning that even if you’re limited in terms of income, you will be able to secure your and your family’s essential needs.
Here’s how it works:
Assess Your Needs
Our foundation is based on the income you currently have, the monthly expenditures, as well as any other support that you may have. For instance, savings or sick pay from the workplace. It assists us in fine-tuning your strategy for the optimum protection that can reflect your way of life.
Choose a Policy That Fits
Whether you are a freelancer, contractor, or a person working under permanent employment or even a full-time employee, we have the plans fit for the UK market’s diverse income streams. The policies we offer are for individuals and families, thus, you can choose a policy that suits your needs and your loved ones.
Benefit Payment Period
Select your preferred benefit payment period, the duration through which you will be paid month by month in the event of a claim. Some may be fit for 1- to 2-year pay protection; others may require it until they are able to go back to work or until they retire.
Decide Your Waiting Period
If you want to lower your premium, you can choose a waiting period before you start receiving your benefits. The waiting time may range from 1 month to several months depending on the circumstances of the situation and your pocket.
What Determines the Price of Income Protection Insurance?
At AVN Group, we provide transparency in pricing, ensuring you understand what factors impact your premium:
- Your Age & Occupation: Youth and the relatively healthy, or those employed in low-risk occupations, usually remit smaller premiums. However, we cover extensively to incorporate vast professions across the United Kingdom in order to protect users’s financial status.
- Lifestyle Factors: In general, non-smokers pay fewer premiums, and the younger and healthier a person is, the less they may be charged.
- Benefit Amount: The income amount you are willing to dedicate and the payout duration you choose will determine your premium. We figure out with you what level of coverage you want us to provide at what price.
- Deferred Period: You can select a longer waiting period for benefits, therefore, the cost of the policy will be lower, and it will still be quite powerful.
Why Trust AVN Group with Your Income Protection?
Selecting AVN Group means working with a richly qualified and expert insurance partner who is as vigilant about your financial success as you are.
Here’s what sets us apart from the crowd:
- Expert Guidance: Our team has many years of rich experience, and we approach the choice of the plan individually, offering only easy-to-understand and clear recommendations.
- Personalized Policies: No two lives are the same. This is the reason we modify every policy to suit the customer’s needs and deliver plain and simple solutions that apply to your life.
- Transparent & Simple Process: Transparency is the central point and way, we communicate with you throughout the whole consultation and even up to claims handling. Hence, you’re never left wondering or guessing.
Secure Your Future - Guarantee Your Pay Today
Life’s uncertainties can not be stopped, but financial uncertainty can be. That is to say, with AVN Group’s Income Protection Insurance cover, you can be sure to pursue your dreams, knowing that if life takes an unprecedented turn, you are secure and prepared money-wise.
Ready to explore very personalized income protection with AVN Group? Get in touch with us today or right away to talk to our insurance specialist who can guide you to a suitable policy, so your wallet and your spirit remain protected.